Gratuity — Free Online Calculator
Retirement gratuity. Free gratuity with instant results.
Last updated: 2026-06-01
Gratuity: A lump sum payment by employer when you leave after 5+ years of continuous service.
Gratuity Details
₹
50.00 Thousand
Ten
Your Gratuity
Eligible for Gratuity
You have completed 10 years of service
Total Gratuity Amount
₹2,88,462
Tax Exempt (up to ₹20L)
₹2,88,462
Taxable Amount
₹0
Formula Used
(15/26) × Basic Salary × Years
= (15/26) × ₹50,000 × 10
Gratuity Rules & Guidelines
Eligibility Criteria
- • Minimum 5 years continuous service
- • Applies to employees with 10+ workers
- • Resignation, retirement, death, disability
- • Termination (except for misconduct)
Tax Treatment
- • Govt employees: Fully tax exempt
- • Private: Exempt up to ₹20 lakhs
- • Excess amount taxed as per slab
- • Multiple gratuities combined for limit
Maximum Limit
- • No statutory max for calculation
- • Tax exemption max: ₹20 lakhs
- • Employer may have own limits
Year Rounding
- • More than 6 months = round up
- • 6 months or less = round down
- • Example: 5.7 years = 6 years
Planning Your Retirement?
Calculate your PPF and NPS benefits for complete retirement planning.
Data sources
Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.
- Employees' Provident Fund Organisation (EPFO) — verified 2026-06-01 · EPF and gratuity regulations
Results are estimates for planning purposes only. Verify important financial or health decisions with a qualified professional.