HRA Calculator — Free Online Calculator
Rent exemption. Free hra calculator with instant results.
Last updated: 2026-06-01
HRA Exemption is the minimum of: Actual HRA received, Rent - 10% of basic, or 50% of basic.
HRA Details (Monthly)
₹
50.00 Thousand
₹
₹
20.00 Thousand
₹
25.00 Thousand
Delhi, Mumbai, Chennai, Kolkata
HRA Tax Benefit (Annual)
HRA Exemption (Tax-Free)
₹2,40,000
Taxable HRA
₹0
Est. Tax Saving
₹72,000
Three Conditions (Minimum is Exempt)
1. Actual HRA₹2,40,000
2. Rent - 10% Basic₹2,40,000
3. 50% of Basic₹3,00,000
Minimum (Exempt)₹2,40,000
HRA Exemption Rules
Requirements for Claiming
- • Must actually pay rent
- • HRA should be part of salary
- • Cannot claim if living in own house
- • Need rent receipts as proof
If Rent > ₹1 Lakh/Year
- • Landlord's PAN required
- • Submit Form 12BB to employer
- • Keep rent agreement handy
- • Bank transfer proof recommended
Metro Cities (50% Rule)
Delhi, Mumbai, Chennai, Kolkata get 50% of basic as limit. All other cities: 40% of basic.
Rent to Parents
You can pay rent to parents and claim HRA if you don't own the property. Parents must include rental income in their ITR.
Calculate Your GST Liability
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Data sources
Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.
- Central Board of Direct Taxes (CBDT) — verified 2026-06-01 · India income tax slabs and filing guidance
Results are estimates for planning purposes only. Verify important financial or health decisions with a qualified professional.