CalcGate

    Investment — Free Online Calculator

    Portfolio growth. Free investment with instant results.

    Last updated: 2026-06-01

    Investment Details

    1.00 Lakh

    10.00 Thousand

    %
    years

    Typical Return Rates

    Equity Mutual Funds10-15%
    Debt Funds6-8%
    Fixed Deposits5-7%
    Index Funds (Nifty 50)10-12%

    Investment Summary

    Future Value

    ₹26,30,426

    After 10 years at 12% return

    Total Invested

    ₹13,00,000

    Total Returns

    ₹13,30,426

    CAGR

    7.30%

    Wealth Gain

    102%

    Your ₹13,00,000 investment will grow to ₹26,30,426 — that's 2.0x your money!

    Wealth Composition

    Invested
    Returns
    Y1Y2Y3Y4Y5Y6Y7Y8Y9Y10₹0L₹7L₹14L₹21L₹28L

    Investment Strategies

    SIP (Systematic Investment Plan)

    Invest fixed amount monthly. Benefits from rupee cost averaging.

    Lumpsum

    One-time large investment. Best when market is undervalued.

    Hybrid Approach

    Combine lumpsum with SIP for diversified entry points.

    Power of Compounding

    Compounding is when your returns start generating their own returns. The longer you stay invested, the more powerful this effect becomes.

    Your Investment Journey

    • • You invest: ₹13,00,000
    • • Compounding adds: ₹13,30,426
    • • Your money grows 2.0x

    Rule of 72

    Divide 72 by your return rate to estimate years to double your money. At 12%: ~6 years to double.

    Ready to Start Investing?

    Explore our other calculators to plan your complete investment journey.

    Data sources

    Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.

    Results are estimates for planning purposes only. Verify important financial or health decisions with a qualified professional.

    Frequently Asked Questions