Auto Loan — Free Online Calculator
Car payments. Free auto loan with instant results.
Last updated: 2026-06-01
Vehicle Details
15.00 Lakh
3.00 Lakh
Auto Loan Summary
Monthly EMI
₹25,429
For 60 months (5.0 years)
Vehicle Price
₹15,00,000
Financed Amount
₹12,25,000
Total Interest
₹3,00,739
Total Payment
₹15,25,739
Deductions Applied
Payment Breakdown
Total Cost Breakdown
Financing Summary
Auto Loan Tips
Aim for 20% Down
Reduces loan amount and monthly payments.
Shorter Term = Less Interest
36-48 months ideal for lower total cost.
Check Pre-Approval
Know your rate before visiting dealership.
Consider Total Cost of Ownership
Include insurance, fuel, and maintenance.
Current Auto Loan Rates
New Car Loans
Used Car Loans
* Rates vary based on credit score, vehicle age, and lender. Updated Feb 2026.
Planning Your Vehicle Purchase?
Use our other calculators to make an informed decision.
Data sources
Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.
- Consumer Financial Protection Bureau (CFPB) — verified 2026-06-01 · Standard amortisation / EMI formula (Truth in Lending Act)
Estimates only. Actual auto loan rates depend on credit score, lender, and vehicle. Not a loan offer.
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