401(k) Calculator — Retirement Savings Projection
Project 401(k) growth with employer match, contribution limits, and compound returns to retirement.
Last updated: 2026-06-01
2024 Contribution Limits: $23,000 (under 50) / $30,500 (50+). Based on IRS guidelines.
Your 401(k) Details
$
75.00 Thousand
$7,500/year
$
25.00 Thousand
Your 401(k) Projection
Projected Balance at Age 65
$1,751,011
Your Annual
$7,500
Employer Match
$2,250
Tax Savings
$1,650/yr
Your Contributions$262,500
Employer Match$78,750
Investment Growth$1,384,761
Consider a Roth IRA Too
Diversify your retirement with tax-free growth in a Roth IRA.
Data sources
Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.
- IRS — 401(k) resource guide — verified 2026-06-01 · Contribution limits and tax treatment
Does not account for all IRS limits, catch-up contributions, or tax on withdrawals. Not investment advice.
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- 401(k) Explained: How Employer Retirement Plans Work
Contribution limits, employer match, Traditional vs Roth 401(k), and withdrawal rules for 2026.
- How Much Money Do You Need to Retire?
Use the 25× rule, 4% withdrawal rate, and Social Security to estimate your US retirement number.