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    CalcGate

    UK Stamp Duty Calculator 2026

    Calculate Stamp Duty Land Tax on residential property purchases in England and Northern Ireland.

    Last updated: June 2026

    Property Details

    £

    3.50 Lakh

    Stamp Duty Due

    Total Stamp Duty

    £5,000

    Effective rate: 1.43%

    Band Breakdown

    £0 – £250,000 @ 0%£0
    £250,001 – £925,000 @ 5%£5,000
    Stamp duty is typically due within 14 days of completion. Your solicitor usually handles payment to HMRC.

    Data sources

    Rates and thresholds on this page are based on official publications. Verify against the source for your specific circumstances.

    What Is Stamp Duty?

    Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land in England and Northern Ireland above a certain price. It is calculated on a tiered basis — you pay different rates on each portion of the property price that falls within each band, not a flat percentage on the full amount.

    For a £350,000 home, you pay 0% on the first £250,000 and 5% on the remaining £100,000, giving a total stamp duty of £5,000. First-time buyers purchasing a property up to £500,000 benefit from reduced rates: 0% on the first £300,000 and 5% on the portion between £300,001 and £500,000.

    This calculator provides estimates based on current SDLT rates. Wales uses Land Transaction Tax (LTT) and Scotland uses Land and Buildings Transaction Tax (LBTT) with different rules. Consult a solicitor for advice on your specific transaction.

    Frequently Asked Questions